Business Loans
Competitive rates from £10K to £10M for growth, acquisition or working capital.
What is Business Loans?
Flexible business loan facilities engineered for ambitious UK and international companies. Whether you are funding expansion, acquisition, equipment, or simply strengthening working capital, our advisors structure the right facility from a panel of over 4,500 lenders — including high-street banks, challenger banks, private credit funds and family offices.
- Secured & unsecured term loans from £10K to £10M+
- Revolving credit lines and overdraft alternatives
- Acquisition finance for management buy-outs and trade buy-ins
- Refinance of existing facilities at sharper rates
- Bespoke covenants and repayment holidays where needed
Our 4-step Business Loans process
Discovery call
15-minute consultation to understand your funding need, timing and security position.
Lender shortlist
We match your profile against our 4,500+ lender panel and present 3–5 best-fit options.
Application & underwriting
Single application package distributed to chosen lenders with our covering credit memo.
Offer & drawdown
Compare offers, negotiate terms with our advisors, sign and receive funds — typically within 14–21 days.
Frequently asked questions
Do I need security or a personal guarantee?
Not always. Unsecured loans up to £500K are widely available. Personal guarantees are sometimes required but we negotiate caps and limited recourse where possible.
How long does the process take?
Indicative offers in 24 hours; funds typically drawn in 14–21 days for standard cases, faster for short-term facilities.
What documents do I need?
Last 2 years of accounts, last 6 months of bank statements, management accounts and a brief use-of-funds summary. We handle the rest.
Other services you may need
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