Invoice Finance
Release cash tied in unpaid invoices within 24 hours with our factoring solutions.
What is Invoice Finance?
Unlock the cash trapped in your sales ledger. Our invoice finance partners advance up to 90% of an invoice value within 24 hours — with confidential, disclosed, selective and whole-ledger options. Eliminate cash-flow stress without diluting equity or taking on long-term debt.
- Up to 90% advance against unpaid invoices
- Confidential & disclosed factoring
- Selective single-invoice finance
- Bad-debt protection (non-recourse) options
- Integration with Xero, QuickBooks & Sage
Our 4-step Invoice Finance process
Quick eligibility check
Share your aged debtor report and recent invoices — we confirm eligibility within hours.
Facility setup
Choose between confidential, disclosed or selective. Setup completed in 5–10 working days.
Upload invoices
Submit invoices via portal or accounting integration; up to 90% advanced same day.
Customer pays
On payment we release the balance minus a small service fee.
Frequently asked questions
Will my customers know?
Only if you choose disclosed factoring. Confidential invoice discounting keeps the arrangement entirely private.
What does it cost?
Typical service fee 0.5–2.5% of turnover plus a discount margin (Base + 2–4%) on funds drawn.
Can I finance just one invoice?
Yes — selective/spot factoring lets you finance individual invoices with no long-term contract.
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Join thousands of businesses and individuals who've transformed their financial reality with Quins Finance