Mortgages
Residential & commercial mortgages with access to exclusive lender panels.
What is Mortgages?
Whole-of-market access to residential, buy-to-let and commercial mortgages — including specialist lender panels not available on the high street. We handle complex income, expat, high-net-worth, portfolio landlord and limited company SPV cases with discretion and speed.
- Residential, BTL, HMO, holiday-let and commercial mortgages
- Bridging finance and refurbishment loans
- Development finance up to 70% GDV
- Expat, foreign national & high-net-worth lending
- Limited company and portfolio landlord structuring
Our 4-step Mortgages process
Fact find
Detailed conversation about income, deposit, property and timeline.
Decision in principle
Soft-search AIP from the most suitable lender within 48 hours.
Full application & valuation
Submit full application, instruct valuation and liaise with solicitors on your behalf.
Offer & completion
Mortgage offer issued, exchange and complete — average 6–8 weeks for standard cases.
Frequently asked questions
Can you help with adverse credit?
Yes — we work with specialist lenders that consider CCJs, defaults, IVAs and discharged bankruptcies on a case-by-case basis.
Do you cover expat & foreign national mortgages?
Absolutely. We arrange UK property mortgages for expats and non-residents earning in any major currency.
What deposit do I need?
Residential from 5%, BTL typically 25%, commercial 30–40%. Bridging loans up to 75% LTV.
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